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🇲đŸ‡Ŋ MXN / 🇨đŸ‡Ļ CAD ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

MXN to CAD Exchange Rate & Bank Wire Fee Comparison (2026)

Convert Mexican Peso (MXN) to Canadian Dollar (CAD). The live interbank midpoint rate is 1 MXN = 0.0698 CAD. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

MXN to CAD Real-Time Calculator

Sourced via Central Bank Interbank Feeds
Quick amounts
Mex$
→
C$
69.77
Official benchmark rate (0% markup applied)
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Historical Benchmarks

MXN to CAD Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds
Period Interbank Midpoint Yield on Mex$1,000 Trend / Variance
Today (Interbank Midpoint) 1 MXN = 0.0698 CAD C$69.77 Current Live Rate
30 Days Ago 1 MXN = 0.0695 CAD C$69.49 +0.4% (Higher)
90 Days Ago (Quarterly) 1 MXN = 0.0706 CAD C$70.61 -1.2% (Lower)
180 Days Ago (Half-Year) 1 MXN = 0.0683 CAD C$68.31 +2.1% (Higher)
1 Year Ago (52W Midpoint) 1 MXN = 0.0698 CAD C$69.77 +0.0% vs Annual Baseline
Settlement Timeline

MXN to CAD Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: Interac / EFT (Transit & Institution Number)
Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (Interac / EFT (Transit & Institution Number)) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails
Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time
Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day
⚠ī¸

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (Interac / EFT (Transit & Institution Number)). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Transfer Preparation

Required Details to Wire MXN to CAD

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

Interac / EFT (Transit & Institution Number)

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

MXN vs CAD: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators
🇲đŸ‡Ŋ

Mexican Peso (MXN)

Bank of Mexico (Banxico)

Policy Rate

10.5%

Benchmark rate
Annual CPI Inflation

4.5%

Consumer prices
Estimated Real Yield (Rate - Inflation): +6.0%
🇨đŸ‡Ļ

Canadian Dollar (CAD)

Bank of Canada (BoC)

Policy Rate

4.25%

Benchmark rate
Annual CPI Inflation

2.4%

Consumer prices
Estimated Real Yield (Rate - Inflation): +1.9%
Policy Rate Differential: 6.25% (MXN vs CAD)
Inflation Differential: 2.10% (Annual CPI spread)
ℹī¸

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Bank of Mexico (Banxico), Bank of Canada (BoC)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable
52W Low: C$0.0670 Current: C$0.0698 52W High: C$0.0726
Lower bound Current rate sits at 50.0% of annual range Upper bound
Independent Market Analysis

Compare Wire Transfer Costs: MXN to CAD

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias
Mex$1,000 MXN
Mex$250 Mex$5,000 Mex$10,000 Mex$20,000
Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:Mex$4.50
Rate:0.0698
Clearing:Instant / Same Day
Recipient Receives

C$69.77

Maximum Yield

Optimal Benchmark Rail
Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:Mex$25.00
Bank Rate:0.0675
Speed:2-4 Business Days
Recipient Receives

C$872.53

-Lost to Hidden Margin

High Intermediary Margin
Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:Mex$4.99
Rate:0.0673
Speed:Instant (Closed Wallet)
Recipient Receives

C$887.41

Closed loop balance

Convenient but Marked Up
Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:Mex$8.00
Rate:0.0681
Speed:Physical Counter / 1 Day
Recipient Receives

C$896.12

Physical cash pickup

Agent Network Fee
Lookup Tables

MXN to CAD Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇲đŸ‡Ŋ MXN to 🇨đŸ‡Ļ CAD

1 MXN = 0.0698 CAD
Amount Mid-Market Rate Bank Payout Hidden Spread
Mex$1 MXN C$0.07 CAD C$0.00 -C$1.35
Mex$5 MXN C$0.35 CAD C$0.00 -C$1.36
Mex$10 MXN C$0.70 CAD C$0.00 -C$1.37
Mex$25 MXN C$1.74 CAD C$0.34 -C$1.41
Mex$50 MXN C$3.49 CAD C$2.03 -C$1.46
Mex$100 MXN C$6.98 CAD C$5.40 -C$1.57
Mex$250 MXN C$17.44 CAD C$15.53 -C$1.91
Mex$500 MXN C$34.89 CAD C$32.42 -C$2.47
Mex$1,000 MXN C$69.77 CAD C$66.19 -C$3.58
Mex$5,000 MXN C$348.87 CAD C$336.35 -C$12.51
Mex$10,000 MXN C$697.73 CAD C$674.05 -C$23.68

🇨đŸ‡Ļ CAD to 🇲đŸ‡Ŋ MXN (Reverse)

1 CAD = 14.3322 MXN
Amount Mid-Market Rate Bank Payout Hidden Spread
C$1 CAD Mex$14.33 MXN Mex$0.00 -Mex$277.93
C$5 CAD Mex$71.66 MXN Mex$0.00 -Mex$279.76
C$10 CAD Mex$143.32 MXN Mex$0.00 -Mex$282.06
C$25 CAD Mex$358.30 MXN Mex$69.37 -Mex$288.94
C$50 CAD Mex$716.61 MXN Mex$416.21 -Mex$300.40
C$100 CAD Mex$1,433.22 MXN Mex$1,109.88 -Mex$323.33
C$250 CAD Mex$3,583.05 MXN Mex$3,190.92 -Mex$392.13
C$500 CAD Mex$7,166.10 MXN Mex$6,659.31 -Mex$506.79
C$1,000 CAD Mex$14,332.19 MXN Mex$13,596.09 -Mex$736.10
C$5,000 CAD Mex$71,660.96 MXN Mex$69,090.34 -Mex$2,570.62
C$10,000 CAD Mex$143,321.92 MXN Mex$138,458.15 -Mex$4,863.77
Mid-Market Rate

0.0698

1 MXN = C$0.0698

Inverse Rate

14.3322

1 CAD = Mex$14.3322

52-Week Range

0.0670 - 0.0726

Annual volatility band

Target Bank System

Interac / EFT (Transit & Institution Number)

Clearing rail for CAD

Knowledge Base

Frequently Asked Questions (MXN to CAD)

Click any question to expand
Q What is the current exchange rate for MXN to CAD?
As of 2026, the real mid-market interbank rate is 1 MXN = 0.069773 CAD. This is the true benchmark rate with zero hidden bank markup.
Q How much does a bank charge to send MXN to CAD?
Most traditional high-street banks charge a front-end wire fee of around Mex$25 plus a 2.5% to 4% hidden exchange rate markup. On a Mex$1,000 transfer, you typically lose around C$3.61 compared to specialized neobanks like Wise.
Q What bank codes are needed to send CAD to Canada?
To receive CAD in Canada, the recipient typically needs to provide their Interac / EFT (Transit & Institution Number).
Q How fast does an international transfer take between MXN and CAD?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From MXN

View Reverse: CAD to MXN →

MXN → USD

1 MXN = 0.0504 USD

MXN → EUR

1 MXN = 0.0466 EUR

MXN → GBP

1 MXN = 0.0389 GBP

MXN → JPY

1 MXN = 7.6776 JPY