USD to TRY Exchange Rate & Bank Wire Fee Comparison (2026)
Convert US Dollar (USD) to Turkish Lira (TRY). The live interbank midpoint rate is 1 USD = 34.2800 TRY. Compare hidden currency conversion spreads across major international wire systems.
USD to TRY Real-Time Calculator
USD to TRY Historical Exchange Rates
Official central bank reference rates across 30-day, quarterly, and annual lookbacks.
| Period | Interbank Midpoint | Yield on $1,000 | Trend / Variance |
|---|---|---|---|
| Today (Interbank Midpoint) | 1 USD = 34.2800 TRY | ₺34,280.00 | Current Live Rate |
| 30 Days Ago | 1 USD = 34.1429 TRY | ₺34,142.88 | +0.4% (Higher) |
| 90 Days Ago (Quarterly) | 1 USD = 34.6914 TRY | ₺34,691.36 | -1.2% (Lower) |
| 180 Days Ago (Half-Year) | 1 USD = 33.5601 TRY | ₺33,560.12 | +2.1% (Higher) |
| 1 Year Ago (52W Midpoint) | 1 USD = 34.2800 TRY | ₺34,280.00 | +0.0% vs Annual Baseline |
USD to TRY Delivery & Settlement Windows
Estimated delivery windows based on standard clearing rails and banking cut-off schedules.
Local Automated Clearing
Transfers settling through local domestic rails (FAST / EFT / TR-IBAN) typically clear within hours during standard operating windows.
Correspondent Banking
Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.
Cut-off & Holiday Factors
Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.
Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (FAST / EFT / TR-IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.
Required Details to Wire USD to TRY
Make sure you have these exact payment credentials before initiating your transfer.
Beneficiary Full Name
Exact match as registered on recipient bank account.
FAST / EFT / TR-IBAN
IBAN, Account Number, or local domestic routing code.
SWIFT / BIC Code
8 or 11 character identifier of the recipient's bank branch.
Payment Reference
Invoice number or descriptive reference for AML compliance.
USD vs TRY: Central Bank Policy & Inflation Matrix
Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.
US Dollar (USD)
Federal Reserve (Fed)
5.0%
Benchmark rate2.8%
Consumer pricesTurkish Lira (TRY)
Central Bank of the Republic of Turkey (CBRT)
50.0%
Benchmark rate48.6%
Consumer pricesMacroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Federal Reserve (Fed), Central Bank of the Republic of Turkey (CBRT)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.
52-Week Exchange Rate Position
Compare Wire Transfer Costs: USD to TRY
Estimates based on standard retail bank margins vs direct interbank rail settling.
Direct Midpoint Rail
0.0% Rate Markup (Interbank)
₺34,280.00
Maximum Yield
Commercial Banks
~3.2% Hidden FX Margin
₺872.53
-Lost to Hidden Margin
Global Wallets
3.5% Currency Spread
₺887.41
Closed loop balance
Cash Remittance
Retail Spread + Cash Fee
₺896.12
Physical cash pickup
USD to TRY Fast Conversion Matrix
Direct interbank rate values compared against typical commercial bank payouts.
🇺🇸 USD to 🇹🇷 TRY
1 USD = 34.2800 TRY| Amount | Mid-Market Rate | Bank Payout | Hidden Spread |
|---|---|---|---|
| $1 USD | ₺34.28 TRY | ₺0.00 | -₺664.76 |
| $5 USD | ₺171.40 TRY | ₺0.00 | -₺669.15 |
| $10 USD | ₺342.80 TRY | ₺0.00 | -₺674.63 |
| $25 USD | ₺857.00 TRY | ₺165.92 | -₺691.08 |
| $50 USD | ₺1,714.00 TRY | ₺995.49 | -₺718.51 |
| $100 USD | ₺3,428.00 TRY | ₺2,654.64 | -₺773.36 |
| $250 USD | ₺8,570.00 TRY | ₺7,632.10 | -₺937.90 |
| $500 USD | ₺17,140.00 TRY | ₺15,927.86 | -₺1,212.14 |
| $1,000 USD | ₺34,280.00 TRY | ₺32,519.38 | -₺1,760.62 |
| $5,000 USD | ₺171,400.00 TRY | ₺165,251.54 | -₺6,148.46 |
| $10,000 USD | ₺342,800.00 TRY | ₺331,166.74 | -₺11,633.26 |
🇹🇷 TRY to 🇺🇸 USD (Reverse)
1 TRY = 0.0292 USD| Amount | Mid-Market Rate | Bank Payout | Hidden Spread |
|---|---|---|---|
| ₺1 TRY | $0.03 USD | $0.00 | -$0.57 |
| ₺5 TRY | $0.15 USD | $0.00 | -$0.57 |
| ₺10 TRY | $0.29 USD | $0.00 | -$0.57 |
| ₺25 TRY | $0.73 USD | $0.14 | -$0.59 |
| ₺50 TRY | $1.46 USD | $0.85 | -$0.61 |
| ₺100 TRY | $2.92 USD | $2.26 | -$0.66 |
| ₺250 TRY | $7.29 USD | $6.49 | -$0.80 |
| ₺500 TRY | $14.59 USD | $13.55 | -$1.03 |
| ₺1,000 TRY | $29.17 USD | $27.67 | -$1.50 |
| ₺5,000 TRY | $145.86 USD | $140.63 | -$5.23 |
| ₺10,000 TRY | $291.72 USD | $281.82 | -$9.90 |
34.2800
1 USD = ₺34.2800
0.0292
1 TRY = $0.0292
31.5376 - 37.0224
Annual volatility band
FAST / EFT / TR-IBAN
Clearing rail for TRY
Frequently Asked Questions (USD to TRY)
Q: What is the current exchange rate for USD to TRY?
As of 2026, the real mid-market interbank rate is 1 USD = 34.28 TRY. This is the true benchmark rate with zero hidden bank markup.
Q: How much does a bank charge to send USD to TRY?
Most traditional high-street banks charge a front-end wire fee of around $25 plus a 2.5% to 4% hidden exchange rate markup. On a $1,000 transfer, you typically lose around ₺1,772.28 compared to specialized neobanks like Wise.
Q: What bank codes are needed to send TRY to Turkey?
To receive TRY in Turkey, the recipient typically needs to provide their FAST / EFT / TR-IBAN.
Q: How fast does an international transfer take between USD and TRY?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.