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🇵🇭 PHP / 🇨🇭 CHF ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

PHP to CHF Exchange Rate & Bank Wire Fee Comparison (2026)

Convert Philippine Peso (PHP) to Swiss Franc (CHF). The live interbank midpoint rate is 1 PHP = 0.0149 CHF. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

PHP to CHF Real-Time Calculator

Sourced via Central Bank Interbank Feeds
Quick amounts
₱
→
CHF
14.89
Official benchmark rate (0% markup applied)
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Historical Benchmarks

PHP to CHF Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds
Period Interbank Midpoint Yield on ₱1,000 Trend / Variance
Today (Interbank Midpoint) 1 PHP = 0.0149 CHF CHF14.89 Current Live Rate
30 Days Ago 1 PHP = 0.0148 CHF CHF14.83 +0.4% (Higher)
90 Days Ago (Quarterly) 1 PHP = 0.0151 CHF CHF15.07 -1.2% (Lower)
180 Days Ago (Half-Year) 1 PHP = 0.0146 CHF CHF14.58 +2.1% (Higher)
1 Year Ago (52W Midpoint) 1 PHP = 0.0149 CHF CHF14.89 +0.0% vs Annual Baseline
Settlement Timeline

PHP to CHF Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: SIC (Swiss Interbank Clearing) / IBAN
Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (SIC (Swiss Interbank Clearing) / IBAN) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails
Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time
Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day
⚠️

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (SIC (Swiss Interbank Clearing) / IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Transfer Preparation

Required Details to Wire PHP to CHF

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

SIC (Swiss Interbank Clearing) / IBAN

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

PHP vs CHF: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators
🇵🇭

Philippine Peso (PHP)

Bangko Sentral ng Pilipinas (BSP)

Policy Rate

6.0%

Benchmark rate
Annual CPI Inflation

3.3%

Consumer prices
Estimated Real Yield (Rate - Inflation): +2.7%
🇨🇭

Swiss Franc (CHF)

Swiss National Bank (SNB)

Policy Rate

1.25%

Benchmark rate
Annual CPI Inflation

1.1%

Consumer prices
Estimated Real Yield (Rate - Inflation): +0.1%
Policy Rate Differential: 4.75% (PHP vs CHF)
Inflation Differential: 2.20% (Annual CPI spread)
ℹ️

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Bangko Sentral ng Pilipinas (BSP), Swiss National Bank (SNB)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable
52W Low: CHF0.0143 Current: CHF0.0149 52W High: CHF0.0155
Lower bound Current rate sits at 50.0% of annual range Upper bound
Independent Market Analysis

Compare Wire Transfer Costs: PHP to CHF

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias
₱1,000 PHP
₱250 ₱5,000 ₱10,000 ₱20,000
Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:₱4.50
Rate:0.0149
Clearing:Instant / Same Day
Recipient Receives

CHF14.89

Maximum Yield

Optimal Benchmark Rail
Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:₱25.00
Bank Rate:0.0144
Speed:2-4 Business Days
Recipient Receives

CHF872.53

-Lost to Hidden Margin

High Intermediary Margin
Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:₱4.99
Rate:0.0144
Speed:Instant (Closed Wallet)
Recipient Receives

CHF887.41

Closed loop balance

Convenient but Marked Up
Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:₱8.00
Rate:0.0145
Speed:Physical Counter / 1 Day
Recipient Receives

CHF896.12

Physical cash pickup

Agent Network Fee
Lookup Tables

PHP to CHF Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇵🇭 PHP to 🇨🇭 CHF

1 PHP = 0.0149 CHF
Amount Mid-Market Rate Bank Payout Hidden Spread
₱1 PHP CHF0.01 CHF CHF0.00 -CHF0.29
₱5 PHP CHF0.07 CHF CHF0.00 -CHF0.29
₱10 PHP CHF0.15 CHF CHF0.00 -CHF0.29
₱25 PHP CHF0.37 CHF CHF0.07 -CHF0.30
₱50 PHP CHF0.74 CHF CHF0.43 -CHF0.31
₱100 PHP CHF1.49 CHF CHF1.15 -CHF0.34
₱250 PHP CHF3.72 CHF CHF3.31 -CHF0.41
₱500 PHP CHF7.44 CHF CHF6.92 -CHF0.53
₱1,000 PHP CHF14.89 CHF CHF14.12 -CHF0.76
₱5,000 PHP CHF74.44 CHF CHF71.77 -CHF2.67
₱10,000 PHP CHF148.88 CHF CHF143.83 -CHF5.05

🇨🇭 CHF to 🇵🇭 PHP (Reverse)

1 CHF = 67.1682 PHP
Amount Mid-Market Rate Bank Payout Hidden Spread
CHF1 CHF ₱67.17 PHP ₱0.00 -₱1,302.53
CHF5 CHF ₱335.84 PHP ₱0.00 -₱1,311.12
CHF10 CHF ₱671.68 PHP ₱0.00 -₱1,321.87
CHF25 CHF ₱1,679.20 PHP ₱325.09 -₱1,354.11
CHF50 CHF ₱3,358.41 PHP ₱1,950.56 -₱1,407.85
CHF100 CHF ₱6,716.82 PHP ₱5,201.50 -₱1,515.31
CHF250 CHF ₱16,792.05 PHP ₱14,954.33 -₱1,837.72
CHF500 CHF ₱33,584.09 PHP ₱31,209.03 -₱2,375.07
CHF1,000 CHF ₱67,168.19 PHP ₱63,718.43 -₱3,449.76
CHF5,000 CHF ₱335,840.95 PHP ₱323,793.66 -₱12,047.29
CHF10,000 CHF ₱671,681.89 PHP ₱648,887.69 -₱22,794.20
Mid-Market Rate

0.0149

1 PHP = CHF0.0149

Inverse Rate

67.1682

1 CHF = ₱67.1682

52-Week Range

0.0143 - 0.0155

Annual volatility band

Target Bank System

SIC (Swiss Interbank Clearing) / IBAN

Clearing rail for CHF

Knowledge Base

Frequently Asked Questions (PHP to CHF)

Click any question to expand
Q What is the current exchange rate for PHP to CHF?
As of 2026, the real mid-market interbank rate is 1 PHP = 0.014888 CHF. This is the true benchmark rate with zero hidden bank markup.
Q How much does a bank charge to send PHP to CHF?
Most traditional high-street banks charge a front-end wire fee of around ₱25 plus a 2.5% to 4% hidden exchange rate markup. On a ₱1,000 transfer, you typically lose around CHF0.77 compared to specialized neobanks like Wise.
Q What bank codes are needed to send CHF to Switzerland?
To receive CHF in Switzerland, the recipient typically needs to provide their SIC (Swiss Interbank Clearing) / IBAN.
Q How fast does an international transfer take between PHP and CHF?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From PHP

View Reverse: CHF to PHP →

PHP → USD

1 PHP = 0.0172 USD

PHP → EUR

1 PHP = 0.0159 EUR

PHP → GBP

1 PHP = 0.0133 GBP

PHP → JPY

1 PHP = 2.6186 JPY