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🇸🇬 SGD / 🇹🇷 TRY ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

SGD to TRY Exchange Rate & Bank Wire Fee Comparison (2026)

Convert Singapore Dollar (SGD) to Turkish Lira (TRY). The live interbank midpoint rate is 1 SGD = 25.9500 TRY. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

SGD to TRY Real-Time Calculator

Sourced via Central Bank Interbank Feeds
Quick amounts
S$
→
₺
25,950.04
Official benchmark rate (0% markup applied)
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Historical Benchmarks

SGD to TRY Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds
Period Interbank Midpoint Yield on S$1,000 Trend / Variance
Today (Interbank Midpoint) 1 SGD = 25.9500 TRY ₺25,950.04 Current Live Rate
30 Days Ago 1 SGD = 25.8462 TRY ₺25,846.24 +0.4% (Higher)
90 Days Ago (Quarterly) 1 SGD = 26.2614 TRY ₺26,261.44 -1.2% (Lower)
180 Days Ago (Half-Year) 1 SGD = 25.4051 TRY ₺25,405.09 +2.1% (Higher)
1 Year Ago (52W Midpoint) 1 SGD = 25.9500 TRY ₺25,950.04 +0.0% vs Annual Baseline
Settlement Timeline

SGD to TRY Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: FAST / EFT / TR-IBAN
Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (FAST / EFT / TR-IBAN) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails
Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time
Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day
⚠️

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (FAST / EFT / TR-IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Transfer Preparation

Required Details to Wire SGD to TRY

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

FAST / EFT / TR-IBAN

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

SGD vs TRY: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators
🇸🇬

Singapore Dollar (SGD)

Monetary Authority of Singapore (MAS)

Policy Rate

3.5%

Benchmark rate
Annual CPI Inflation

2.7%

Consumer prices
Estimated Real Yield (Rate - Inflation): +0.8%
🇹🇷

Turkish Lira (TRY)

Central Bank of the Republic of Turkey (CBRT)

Policy Rate

50.0%

Benchmark rate
Annual CPI Inflation

48.6%

Consumer prices
Estimated Real Yield (Rate - Inflation): +1.4%
Policy Rate Differential: 46.50% (SGD vs TRY)
Inflation Differential: 45.90% (Annual CPI spread)
ℹ️

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Monetary Authority of Singapore (MAS), Central Bank of the Republic of Turkey (CBRT)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable
52W Low: ₺23.8740 Current: ₺25.9500 52W High: ₺28.0260
Lower bound Current rate sits at 50.0% of annual range Upper bound
Independent Market Analysis

Compare Wire Transfer Costs: SGD to TRY

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias
S$1,000 SGD
S$250 S$5,000 S$10,000 S$20,000
Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:S$4.50
Rate:25.9500
Clearing:Instant / Same Day
Recipient Receives

₺25,950.04

Maximum Yield

Optimal Benchmark Rail
Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:S$25.00
Bank Rate:25.1196
Speed:2-4 Business Days
Recipient Receives

₺872.53

-Lost to Hidden Margin

High Intermediary Margin
Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:S$4.99
Rate:25.0418
Speed:Instant (Closed Wallet)
Recipient Receives

₺887.41

Closed loop balance

Convenient but Marked Up
Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:S$8.00
Rate:25.3272
Speed:Physical Counter / 1 Day
Recipient Receives

₺896.12

Physical cash pickup

Agent Network Fee
Lookup Tables

SGD to TRY Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇸🇬 SGD to 🇹🇷 TRY

1 SGD = 25.9500 TRY
Amount Mid-Market Rate Bank Payout Hidden Spread
S$1 SGD ₺25.95 TRY ₺0.00 -₺503.22
S$5 SGD ₺129.75 TRY ₺0.00 -₺506.54
S$10 SGD ₺259.50 TRY ₺0.00 -₺510.70
S$25 SGD ₺648.75 TRY ₺125.60 -₺523.15
S$50 SGD ₺1,297.50 TRY ₺753.59 -₺543.91
S$100 SGD ₺2,595.00 TRY ₺2,009.57 -₺585.43
S$250 SGD ₺6,487.51 TRY ₺5,777.52 -₺709.99
S$500 SGD ₺12,975.02 TRY ₺12,057.43 -₺917.59
S$1,000 SGD ₺25,950.04 TRY ₺24,617.24 -₺1,332.79
S$5,000 SGD ₺129,750.19 TRY ₺125,095.79 -₺4,654.40
S$10,000 SGD ₺259,500.38 TRY ₺250,693.98 -₺8,806.40

🇹🇷 TRY to 🇸🇬 SGD (Reverse)

1 TRY = 0.0385 SGD
Amount Mid-Market Rate Bank Payout Hidden Spread
₺1 TRY S$0.04 SGD S$0.00 -S$0.75
₺5 TRY S$0.19 SGD S$0.00 -S$0.75
₺10 TRY S$0.39 SGD S$0.00 -S$0.76
₺25 TRY S$0.96 SGD S$0.19 -S$0.78
₺50 TRY S$1.93 SGD S$1.12 -S$0.81
₺100 TRY S$3.85 SGD S$2.98 -S$0.87
₺250 TRY S$9.63 SGD S$8.58 -S$1.05
₺500 TRY S$19.27 SGD S$17.91 -S$1.36
₺1,000 TRY S$38.54 SGD S$36.56 -S$1.98
₺5,000 TRY S$192.68 SGD S$185.77 -S$6.91
₺10,000 TRY S$385.36 SGD S$372.28 -S$13.08
Mid-Market Rate

25.9500

1 SGD = ₺25.9500

Inverse Rate

0.0385

1 TRY = S$0.0385

52-Week Range

23.8740 - 28.0260

Annual volatility band

Target Bank System

FAST / EFT / TR-IBAN

Clearing rail for TRY

Knowledge Base

Frequently Asked Questions (SGD to TRY)

Click any question to expand
Q What is the current exchange rate for SGD to TRY?
As of 2026, the real mid-market interbank rate is 1 SGD = 25.950038 TRY. This is the true benchmark rate with zero hidden bank markup.
Q How much does a bank charge to send SGD to TRY?
Most traditional high-street banks charge a front-end wire fee of around S$25 plus a 2.5% to 4% hidden exchange rate markup. On a S$1,000 transfer, you typically lose around ₺1,341.61 compared to specialized neobanks like Wise.
Q What bank codes are needed to send TRY to Turkey?
To receive TRY in Turkey, the recipient typically needs to provide their FAST / EFT / TR-IBAN.
Q How fast does an international transfer take between SGD and TRY?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From SGD

View Reverse: TRY to SGD →