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🇹🇭 THB / 🇨🇭 CHF ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

THB to CHF Exchange Rate & Bank Wire Fee Comparison (2026)

Convert Thai Baht (THB) to Swiss Franc (CHF). The live interbank midpoint rate is 1 THB = 0.0257 CHF. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

THB to CHF Real-Time Calculator

Sourced via Central Bank Interbank Feeds
Quick amounts
฿
→
CHF
25.67
Official benchmark rate (0% markup applied)
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Historical Benchmarks

THB to CHF Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds
Period Interbank Midpoint Yield on ฿1,000 Trend / Variance
Today (Interbank Midpoint) 1 THB = 0.0257 CHF CHF25.67 Current Live Rate
30 Days Ago 1 THB = 0.0256 CHF CHF25.57 +0.4% (Higher)
90 Days Ago (Quarterly) 1 THB = 0.0260 CHF CHF25.98 -1.2% (Lower)
180 Days Ago (Half-Year) 1 THB = 0.0251 CHF CHF25.13 +2.1% (Higher)
1 Year Ago (52W Midpoint) 1 THB = 0.0257 CHF CHF25.67 +0.0% vs Annual Baseline
Settlement Timeline

THB to CHF Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: SIC (Swiss Interbank Clearing) / IBAN
Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (SIC (Swiss Interbank Clearing) / IBAN) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails
Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time
Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day
⚠️

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (SIC (Swiss Interbank Clearing) / IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Transfer Preparation

Required Details to Wire THB to CHF

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

SIC (Swiss Interbank Clearing) / IBAN

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

THB vs CHF: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators
🇹🇭

Thai Baht (THB)

Bank of Thailand (BoT)

Policy Rate

2.25%

Benchmark rate
Annual CPI Inflation

0.8%

Consumer prices
Estimated Real Yield (Rate - Inflation): +1.4%
🇨🇭

Swiss Franc (CHF)

Swiss National Bank (SNB)

Policy Rate

1.25%

Benchmark rate
Annual CPI Inflation

1.1%

Consumer prices
Estimated Real Yield (Rate - Inflation): +0.1%
Policy Rate Differential: 1.00% (THB vs CHF)
Inflation Differential: 0.30% (Annual CPI spread)
ℹ️

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Bank of Thailand (BoT), Swiss National Bank (SNB)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable
52W Low: CHF0.0246 Current: CHF0.0257 52W High: CHF0.0267
Lower bound Current rate sits at 50.0% of annual range Upper bound
Independent Market Analysis

Compare Wire Transfer Costs: THB to CHF

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias
฿1,000 THB
฿250 ฿5,000 ฿10,000 ฿20,000
Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:฿4.50
Rate:0.0257
Clearing:Instant / Same Day
Recipient Receives

CHF25.67

Maximum Yield

Optimal Benchmark Rail
Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:฿25.00
Bank Rate:0.0249
Speed:2-4 Business Days
Recipient Receives

CHF872.53

-Lost to Hidden Margin

High Intermediary Margin
Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:฿4.99
Rate:0.0248
Speed:Instant (Closed Wallet)
Recipient Receives

CHF887.41

Closed loop balance

Convenient but Marked Up
Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:฿8.00
Rate:0.0251
Speed:Physical Counter / 1 Day
Recipient Receives

CHF896.12

Physical cash pickup

Agent Network Fee
Lookup Tables

THB to CHF Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇹🇭 THB to 🇨🇭 CHF

1 THB = 0.0257 CHF
Amount Mid-Market Rate Bank Payout Hidden Spread
฿1 THB CHF0.03 CHF CHF0.00 -CHF0.50
฿5 THB CHF0.13 CHF CHF0.00 -CHF0.50
฿10 THB CHF0.26 CHF CHF0.00 -CHF0.51
฿25 THB CHF0.64 CHF CHF0.12 -CHF0.52
฿50 THB CHF1.28 CHF CHF0.75 -CHF0.54
฿100 THB CHF2.57 CHF CHF1.99 -CHF0.58
฿250 THB CHF6.42 CHF CHF5.72 -CHF0.70
฿500 THB CHF12.84 CHF CHF11.93 -CHF0.91
฿1,000 THB CHF25.67 CHF CHF24.36 -CHF1.32
฿5,000 THB CHF128.37 CHF CHF123.77 -CHF4.60
฿10,000 THB CHF256.74 CHF CHF248.03 -CHF8.71

🇨🇭 CHF to 🇹🇭 THB (Reverse)

1 CHF = 38.9499 THB
Amount Mid-Market Rate Bank Payout Hidden Spread
CHF1 CHF ฿38.95 THB ฿0.00 -฿755.32
CHF5 CHF ฿194.75 THB ฿0.00 -฿760.30
CHF10 CHF ฿389.50 THB ฿0.00 -฿766.53
CHF25 CHF ฿973.75 THB ฿188.52 -฿785.23
CHF50 CHF ฿1,947.50 THB ฿1,131.11 -฿816.39
CHF100 CHF ฿3,894.99 THB ฿3,016.28 -฿878.71
CHF250 CHF ฿9,737.48 THB ฿8,671.81 -฿1,065.67
CHF500 CHF ฿19,474.96 THB ฿18,097.69 -฿1,377.27
CHF1,000 CHF ฿38,949.91 THB ฿36,949.44 -฿2,000.47
CHF5,000 CHF ฿194,749.55 THB ฿187,763.49 -฿6,986.06
CHF10,000 CHF ฿389,499.10 THB ฿376,281.06 -฿13,218.04
Mid-Market Rate

0.0257

1 THB = CHF0.0257

Inverse Rate

38.9499

1 CHF = ฿38.9499

52-Week Range

0.0246 - 0.0267

Annual volatility band

Target Bank System

SIC (Swiss Interbank Clearing) / IBAN

Clearing rail for CHF

Knowledge Base

Frequently Asked Questions (THB to CHF)

Click any question to expand
Q What is the current exchange rate for THB to CHF?
As of 2026, the real mid-market interbank rate is 1 THB = 0.025674 CHF. This is the true benchmark rate with zero hidden bank markup.
Q How much does a bank charge to send THB to CHF?
Most traditional high-street banks charge a front-end wire fee of around ฿25 plus a 2.5% to 4% hidden exchange rate markup. On a ฿1,000 transfer, you typically lose around CHF1.33 compared to specialized neobanks like Wise.
Q What bank codes are needed to send CHF to Switzerland?
To receive CHF in Switzerland, the recipient typically needs to provide their SIC (Swiss Interbank Clearing) / IBAN.
Q How fast does an international transfer take between THB and CHF?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From THB

View Reverse: CHF to THB →