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🇹🇭 THB / 🇸🇦 SAR ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

THB to SAR Exchange Rate & Bank Wire Fee Comparison (2026)

Convert Thai Baht (THB) to Saudi Riyal (SAR). The live interbank midpoint rate is 1 THB = 0.1108 SAR. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

THB to SAR Real-Time Calculator

Sourced via Central Bank Interbank Feeds
Quick amounts
฿
→
SR
110.81
Official benchmark rate (0% markup applied)
Rate Alert Monitor

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Historical Benchmarks

THB to SAR Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds
Period Interbank Midpoint Yield on ฿1,000 Trend / Variance
Today (Interbank Midpoint) 1 THB = 0.1108 SAR SR110.81 Current Live Rate
30 Days Ago 1 THB = 0.1104 SAR SR110.37 +0.4% (Higher)
90 Days Ago (Quarterly) 1 THB = 0.1121 SAR SR112.14 -1.2% (Lower)
180 Days Ago (Half-Year) 1 THB = 0.1085 SAR SR108.48 +2.1% (Higher)
1 Year Ago (52W Midpoint) 1 THB = 0.1108 SAR SR110.81 +0.0% vs Annual Baseline
Settlement Timeline

THB to SAR Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: SARIE / IBAN
Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (SARIE / IBAN) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails
Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time
Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day
⚠️

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (SARIE / IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Institutional Market Windows

Global FX Market Trading Sessions & Real-Time Liquidity Clock

Live status of the four major international interbank wholesale currency dealing desks (UTC standard).

00:00:00 UTC
🇦🇺 Sydney Session
CLOSED
Wholesale Hours: 21:00 - 06:00 UTC
Pacific Clearing Window
🇯🇵 Tokyo Session
CLOSED
Wholesale Hours: 00:00 - 09:00 UTC
Asian Core Hub (21% Vol)
🇬🇧 London Session
CLOSED
Wholesale Hours: 08:00 - 17:00 UTC
European Core Hub (38% Vol)
🇺🇸 New York Session
CLOSED
Wholesale Hours: 13:00 - 22:00 UTC
Americas Core Hub (19% Vol)
🧭 Current Market Liquidity Status: Calculating...
Optimal execution: During London & NY overlap (13:00 - 17:00 UTC)

ℹ️ Market Operational Notice: Institutional trading sessions reflect international wholesale dealing hours. Retail bank wire transfers execute according to the sending and receiving commercial banks local business day cut-off calendars. For educational and liquidity timing analysis only.

Transfer Preparation

Required Details to Wire THB to SAR

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

SARIE / IBAN

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

THB vs SAR: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators
🇹🇭

Thai Baht (THB)

Bank of Thailand (BoT)

Policy Rate

2.5%

Benchmark rate
Annual CPI Inflation

1.2%

Consumer prices
Estimated Real Yield (Rate - Inflation): +1.3%
🇸🇦

Saudi Riyal (SAR)

Saudi Central Bank (SAMA)

Policy Rate

5.5%

Benchmark rate
Annual CPI Inflation

1.7%

Consumer prices
Estimated Real Yield (Rate - Inflation): +3.8%
Policy Rate Differential: 3.00% (THB vs SAR)
Inflation Differential: 0.50% (Annual CPI spread)
ℹ️

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Bank of Thailand (BoT), Saudi Central Bank (SAMA)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Macroeconomic Valuation

THB to SAR: Purchasing Power Parity (PPP) & Inflation Simulator

Simulate real consumer purchasing power erosion across cumulative central bank CPI inflation lookbacks.

1. Origin CPI Erosion +25.8%

To match the domestic purchasing power of ฿1,000 from 2020, you need:

Adjusted Domestic Principal

฿1,258.26 THB

Based on cumulative Bank of Thailand (BoT) CPI figures.

2. Nominal Spot Payout Current Interbank

Converting that baseline principal today at current interbank spot (1 THB = 0.1108 SAR) yields:

Nominal Spot Converted

SR110.81 SAR

Without real purchasing power adjustment.

3. Real PPP Equivalent +23.4% Target CPI

True purchasing power parity target in SAR to preserve original basket consumption:

Real PPP Target Value

SR139.40 SAR

Reflects bilateral real exchange rate parity.

Purchasing Power Parity Alignment Gauge: Calculated Parity

Relative inflation differential between THB and SAR indicates historical purchasing power trajectory.

⚖️ Purchasing Power Parity (PPP) & Inflation Notice: Real purchasing power calculations are modeled from national Consumer Price Index (CPI) datasets published by official statistical bodies and IMF World Economic Outlook benchmarks. Compound inflation adjustments reflect representative consumer basket indices and do not guarantee specific commodity, asset, or real estate values. Provided strictly for educational and macroeconomic comparative analysis.

Interactive Trend Analysis

THB to SAR Historical Exchange Rate Chart

Real-time interbank rate trajectory across standard historical observation periods.

Period Low

--

Period High

--

Period Average

--

Current Spot

SR0.1108

⚖️ Historical Data Disclaimer: Historical exchange rate trajectory is synthesized from official central bank reference fixes and interbank mid-market fixes. Past foreign exchange movements do not predict future trends. For informational, educational, and analytical benchmarking purposes only.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable
52W Low: SR0.1064 Current: SR0.1108 52W High: SR0.1152
Lower bound Current rate sits at 50.0% of annual range Upper bound
Independent Market Analysis

Compare Wire Transfer Costs: THB to SAR

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias
฿1,000 THB
฿250 ฿5,000 ฿10,000 ฿20,000
Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:฿4.50
Rate:0.1108
Clearing:Instant / Same Day
Recipient Receives

SR110.81

Maximum Yield

Optimal Benchmark Rail
Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:฿25.00
Bank Rate:0.1073
Speed:2-4 Business Days
Recipient Receives

SR872.53

-Lost to Hidden Margin

High Intermediary Margin
Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:฿4.99
Rate:0.1069
Speed:Instant (Closed Wallet)
Recipient Receives

SR887.41

Closed loop balance

Convenient but Marked Up
Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:฿8.00
Rate:0.1082
Speed:Physical Counter / 1 Day
Recipient Receives

SR896.12

Physical cash pickup

Agent Network Fee
Transparent Cost Breakdown

Traditional Bank Wire Cost Itemization (THB to SAR)

See how retail banks charge upfront wire fees, SWIFT intermediary deductions, and currency markup.

Based on G20 Remittance Pricing Metrics
Transfer Principal: ฿1,000.00 THB
1. Originating Bank Upfront Wire Fee

Fixed outgoing international wire tariff charged by retail banks.

฿25.00
2. SWIFT Intermediary / Correspondent Bank Fee

Charged by routing banks under standard SWIFT SHA/BEN clearing rules.

฿20.00
3. Retail Exchange Rate Margin (Hidden Spread)

Typical 2.8% markup added on top of the interbank midpoint.

฿28.00
Total Traditional Bank Friction: -฿73.00
Recipient Receives via Commercial Bank: SR883.60
Transparent Direct Rail 0% Rate Markup
Direct Domestic Clearing Fee: ฿4.50
Intermediary Correspondent Deductions: ฿0.00 (Bypassed)
Currency Exchange Markup: 0.00% (Interbank Spot)
Recipient Receives: SR110.31
Estimated Direct Advantage: +SR-773.29

🔒 Benchmarking Methodology & Regulatory Notice: The simulated fee itemization reflects empirical retail banking wire pricing standards reported under the G20 Financial Stability Board cross-border payment targets and World Bank Remittance Prices Worldwide dataset. SWIFT correspondent deductions depend on whether the transfer is initiated as OUR, SHA, or BEN, and intermediary routing hops. WireCompare is an independent analytical benchmark engine, not a regulated bank.

Lookup Tables

THB to SAR Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇹🇭 THB to 🇸🇦 SAR

1 THB = 0.1108 SAR
Amount Mid-Market Rate Bank Payout Hidden Spread
฿1 THB SR0.11 SAR SR0.00 -SR2.15
฿5 THB SR0.55 SAR SR0.00 -SR2.16
฿10 THB SR1.11 SAR SR0.00 -SR2.18
฿25 THB SR2.77 SAR SR0.54 -SR2.23
฿50 THB SR5.54 SAR SR3.22 -SR2.32
฿100 THB SR11.08 SAR SR8.58 -SR2.50
฿250 THB SR27.70 SAR SR24.67 -SR3.03
฿500 THB SR55.41 SAR SR51.49 -SR3.92
฿1,000 THB SR110.81 SAR SR105.12 -SR5.69
฿5,000 THB SR554.06 SAR SR534.18 -SR19.88
฿10,000 THB SR1,108.12 SAR SR1,070.51 -SR37.61

🇸🇦 SAR to 🇹🇭 THB (Reverse)

1 SAR = 9.0243 THB
Amount Mid-Market Rate Bank Payout Hidden Spread
SR1 SAR ฿9.02 THB ฿0.00 -฿175.00
SR5 SAR ฿45.12 THB ฿0.00 -฿176.15
SR10 SAR ฿90.24 THB ฿0.00 -฿177.60
SR25 SAR ฿225.61 THB ฿43.68 -฿181.93
SR50 SAR ฿451.21 THB ฿262.07 -฿189.15
SR100 SAR ฿902.43 THB ฿698.84 -฿203.59
SR250 SAR ฿2,256.07 THB ฿2,009.17 -฿246.90
SR500 SAR ฿4,512.15 THB ฿4,193.05 -฿319.10
SR1,000 SAR ฿9,024.29 THB ฿8,560.81 -฿463.49
SR5,000 SAR ฿45,121.47 THB ฿43,502.87 -฿1,618.60
SR10,000 SAR ฿90,242.93 THB ฿87,180.45 -฿3,062.48
Mid-Market Rate

0.1108

1 THB = SR0.1108

Inverse Rate

9.0243

1 SAR = ฿9.0243

52-Week Range

0.1064 - 0.1152

Annual volatility band

Target Bank System

SARIE / IBAN

Clearing rail for SAR

Knowledge Base

Frequently Asked Questions (THB to SAR)

Click any question to expand
Q What is the current exchange rate for THB to SAR?
As of 2026, the real mid-market interbank rate is 1 THB = 0.110812 SAR. This is the true benchmark rate with zero hidden bank markup.
Q How much does a bank charge to send THB to SAR?
Most traditional high-street banks charge a front-end wire fee of around ฿25 plus a 2.5% to 4% hidden exchange rate markup. On a ฿1,000 transfer, you typically lose around SR5.73 compared to specialized neobanks like Wise.
Q What bank codes are needed to send SAR to Saudi Arabia?
To receive SAR in Saudi Arabia, the recipient typically needs to provide their SARIE / IBAN.
Q How fast does an international transfer take between THB and SAR?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From THB

View Reverse: SAR to THB →