USD to SEK Exchange Rate & Bank Wire Fee Comparison (2026)
Convert US Dollar (USD) to Swedish Krona (SEK). The live interbank midpoint rate is 1 USD = 10.6200 SEK. Compare hidden currency conversion spreads across major international wire systems.
USD to SEK Real-Time Calculator
USD to SEK Historical Exchange Rates
Official central bank reference rates across 30-day, quarterly, and annual lookbacks.
| Period | Interbank Midpoint | Yield on $1,000 | Trend / Variance |
|---|---|---|---|
| Today (Interbank Midpoint) | 1 USD = 10.6200 SEK | kr10,620.00 | Current Live Rate |
| 30 Days Ago | 1 USD = 10.5775 SEK | kr10,577.52 | +0.4% (Higher) |
| 90 Days Ago (Quarterly) | 1 USD = 10.7474 SEK | kr10,747.44 | -1.2% (Lower) |
| 180 Days Ago (Half-Year) | 1 USD = 10.3970 SEK | kr10,396.98 | +2.1% (Higher) |
| 1 Year Ago (52W Midpoint) | 1 USD = 10.6200 SEK | kr10,620.00 | -0.0% vs Annual Baseline |
USD to SEK Delivery & Settlement Windows
Estimated delivery windows based on standard clearing rails and banking cut-off schedules.
Local Automated Clearing
Transfers settling through local domestic rails (Bankgirot / Swish / IBAN) typically clear within hours during standard operating windows.
Correspondent Banking
Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.
Cut-off & Holiday Factors
Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.
Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (Bankgirot / Swish / IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.
Required Details to Wire USD to SEK
Make sure you have these exact payment credentials before initiating your transfer.
Beneficiary Full Name
Exact match as registered on recipient bank account.
Bankgirot / Swish / IBAN
IBAN, Account Number, or local domestic routing code.
SWIFT / BIC Code
8 or 11 character identifier of the recipient's bank branch.
Payment Reference
Invoice number or descriptive reference for AML compliance.
USD vs SEK: Central Bank Policy & Inflation Matrix
Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.
US Dollar (USD)
Federal Reserve (Fed)
5.0%
Benchmark rate2.8%
Consumer pricesSwedish Krona (SEK)
Riksbank
3.25%
Benchmark rate1.9%
Consumer pricesMacroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Federal Reserve (Fed), Riksbank) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.
52-Week Exchange Rate Position
Compare Wire Transfer Costs: USD to SEK
Estimates based on standard retail bank margins vs direct interbank rail settling.
Direct Midpoint Rail
0.0% Rate Markup (Interbank)
kr10,620.00
Maximum Yield
Commercial Banks
~3.2% Hidden FX Margin
kr872.53
-Lost to Hidden Margin
Global Wallets
3.5% Currency Spread
kr887.41
Closed loop balance
Cash Remittance
Retail Spread + Cash Fee
kr896.12
Physical cash pickup
USD to SEK Fast Conversion Matrix
Direct interbank rate values compared against typical commercial bank payouts.
🇺🇸 USD to 🇸🇪 SEK
1 USD = 10.6200 SEK| Amount | Mid-Market Rate | Bank Payout | Hidden Spread |
|---|---|---|---|
| $1 USD | kr10.62 SEK | kr0.00 | -kr205.94 |
| $5 USD | kr53.10 SEK | kr0.00 | -kr207.30 |
| $10 USD | kr106.20 SEK | kr0.00 | -kr209.00 |
| $25 USD | kr265.50 SEK | kr51.40 | -kr214.10 |
| $50 USD | kr531.00 SEK | kr308.40 | -kr222.60 |
| $100 USD | kr1,062.00 SEK | kr822.41 | -kr239.59 |
| $250 USD | kr2,655.00 SEK | kr2,364.44 | -kr290.56 |
| $500 USD | kr5,310.00 SEK | kr4,934.48 | -kr375.52 |
| $1,000 USD | kr10,620.00 SEK | kr10,074.56 | -kr545.44 |
| $5,000 USD | kr53,100.00 SEK | kr51,195.20 | -kr1,904.80 |
| $10,000 USD | kr106,200.00 SEK | kr102,596.00 | -kr3,604.00 |
🇸🇪 SEK to 🇺🇸 USD (Reverse)
1 SEK = 0.0942 USD| Amount | Mid-Market Rate | Bank Payout | Hidden Spread |
|---|---|---|---|
| kr1 SEK | $0.09 USD | $0.00 | -$1.83 |
| kr5 SEK | $0.47 USD | $0.00 | -$1.84 |
| kr10 SEK | $0.94 USD | $0.00 | -$1.85 |
| kr25 SEK | $2.35 USD | $0.46 | -$1.90 |
| kr50 SEK | $4.71 USD | $2.73 | -$1.97 |
| kr100 SEK | $9.42 USD | $7.29 | -$2.12 |
| kr250 SEK | $23.54 USD | $20.96 | -$2.58 |
| kr500 SEK | $47.08 USD | $43.75 | -$3.33 |
| kr1,000 SEK | $94.16 USD | $89.33 | -$4.84 |
| kr5,000 SEK | $470.81 USD | $453.92 | -$16.89 |
| kr10,000 SEK | $941.62 USD | $909.67 | -$31.95 |
10.6200
1 USD = kr10.6200
0.0942
1 SEK = $0.0942
10.1952 - 11.0448
Annual volatility band
Bankgirot / Swish / IBAN
Clearing rail for SEK
Frequently Asked Questions (USD to SEK)
Q: What is the current exchange rate for USD to SEK?
As of 2026, the real mid-market interbank rate is 1 USD = 10.62 SEK. This is the true benchmark rate with zero hidden bank markup.
Q: How much does a bank charge to send USD to SEK?
Most traditional high-street banks charge a front-end wire fee of around $25 plus a 2.5% to 4% hidden exchange rate markup. On a $1,000 transfer, you typically lose around kr549.05 compared to specialized neobanks like Wise.
Q: What bank codes are needed to send SEK to Sweden?
To receive SEK in Sweden, the recipient typically needs to provide their Bankgirot / Swish / IBAN.
Q: How fast does an international transfer take between USD and SEK?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.